Certus is pleased to announce the successful turnaround and sale of Vista Grande Villa

[JACKSON, MI] — Certus Financial LLC, a leader in the turnaround and restructuring of distressed assets, is pleased to announce the successful turnaround and sale of Vista Grande Villa, a CCRC located in Jackson, Michigan.  Certus was engaged and has concluded its advisory role to the Trustee and creditors.

Highlights include:

  • Representation of Trustee: Represented Trustee in defaulted $21.8MM tax exempt bonds on a 365-unit life plan retirement community.
  • Comprehensive Facility Assessment: Provided an assessment of the facility, operations, financial condition, and outlook of the Project.
  • Negotiation of Forbearance: Negotiated forbearance with Debtor and their Financial Advisor to avoid bankruptcy with pre-approved DIP lender; conditions including:
    • Specific forbearance period
    • Negotiate standstill agreements with existing creditors to allow plan
    • Operational restrictions/covenants
    • Consensual sale with process and broker subject to Trustee approval
    • Waterfall of sale proceeds
    • Trustee Instruction Procedure
  • Guidance of Sale Process: Advised on selection of investment sales broker, sales process, and bidding procedures.
  • Effective Cash Management: Worked with operator/onsite management to manage cash through sale process, resulting in no usage of Trustee funds.
  • Transparent Communication: Provided consistent operational and sale updates to Trustee and bondholder committee, ensuring transparency and informed decision-making.
  • Through Review of Purchase Offers: Vetted purchase offers with Trustee, Bondholders, and Borrower’s Financial Advisor
  • Strategic Support: Assisted counsel with preparation for Trustee Instruction Procedure (TIP)
  • Exceptional Recovery: Concluded sale resulted in a near par recovery for Bondholders vs. original proposed Bankruptcy/Dip plan that would have achieved a +/-35% recovery.
  • Community is now thriving and growing

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